:root{--ink:#153d55;--muted:#647f8d;--teal:#10a9b7;--green:#08a688;--line:#cbe6eb;--pale:#f1fbfc;--navy:#083f50}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#f7fcfd;line-height:1.72}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}a{text-decoration:none;color:inherit}header{position:sticky;top:0;z-index:20;background:linear-gradient(90deg,#075260,#087182);color:white;box-shadow:0 5px 18px rgba(5,75,91,.16)}.nav{height:62px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-size:17px;font-weight:950;letter-spacing:.04em}.nav nav{display:flex;align-items:center;gap:20px;font-size:12px;font-weight:800}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:8px;background:linear-gradient(180deg,#2ed1dc,#13b8c6);color:#0a3d49;font-weight:950;box-shadow:0 7px 16px rgba(16,169,183,.15)}.btn.small{padding:9px 12px;background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.3);box-shadow:none}.btn.secondary{background:#fff;border:1px solid #c5e4e9;color:#285d6b;box-shadow:none}.crumbs{display:flex;gap:8px;align-items:center;padding:18px 0;color:#6f8993;font-size:11px}.crumbs a{color:#078998;font-weight:800}.hero{background:radial-gradient(circle at 82% 16%,rgba(29,198,209,.18),transparent 33%),linear-gradient(180deg,#fbfeff,#ebf9fb);border-top:1px solid #d6ecef;border-bottom:1px solid #cee7eb}.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:34px;align-items:center;padding:52px 0}.eyebrow{display:block;color:#078f9f;font-size:10px;font-weight:950;letter-spacing:1.5px}.hero h1{margin:8px 0 14px;font-size:clamp(38px,5vw,60px);line-height:1.03;letter-spacing:-1.8px}.hero p{max-width:800px;margin:0;color:#5d7a86;font-size:17px}.actions{display:flex;gap:10px;margin-top:22px;flex-wrap:wrap}.hero aside{padding:22px;border:1px solid #c5e5e9;border-radius:14px;background:#fff;box-shadow:0 13px 34px rgba(30,106,119,.08)}.hero aside small{color:#078f9f;font-size:9px;font-weight:950;letter-spacing:1px}.hero aside strong{display:block;margin-top:6px;font-size:22px}.hero aside p{margin-top:8px;font-size:12px;line-height:1.55}.article{max-width:980px!important;padding:34px 0 60px}.section{margin:0 0 14px;padding:28px 30px;border:1px solid #d2e8ec;border-radius:14px;background:#fff;box-shadow:0 7px 22px rgba(31,104,117,.045)}.section h2{margin:0 0 13px;font-size:25px;line-height:1.2}.section p{margin:0 0 16px;color:#476b79;font-size:15px}.section p:last-child{margin-bottom:0}.cta{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:25px 0;padding:28px 30px;border-radius:15px;background:linear-gradient(135deg,#073c4a,#087482);color:white}.cta span{color:#6ee1e8;font-size:9px;font-weight:950;letter-spacing:1px}.cta h2{margin:4px 0 8px;font-size:25px}.cta p{max-width:720px;margin:0;color:#cce8eb;font-size:13px}.related{padding:28px 0}.related h2{font-size:24px}.related>div{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.related a{padding:16px;border:1px solid #d2e7eb;border-radius:10px;background:#fff;font-size:12px;font-weight:900}.related a span{display:block;margin-top:5px;color:#72909a;font-size:9px;font-weight:600}.risk{padding:14px;border-radius:9px;background:#eef8fa;color:#68828c;font-size:11px}.cluster-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:10px 0 22px}.cluster-grid a{min-height:220px;padding:22px;border:1px solid #cce6eb;border-radius:13px;background:#fff;box-shadow:0 8px 20px rgba(35,105,117,.05)}.cluster-grid span{font-size:35px;font-weight:950;color:#d6ecef}.cluster-grid h2{margin:8px 0;font-size:21px}.cluster-grid p{color:#68828d;font-size:13px}footer{padding:24px 0;background:#083f50;color:#cfe9ec;font-size:11px}@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.related>div,.cluster-grid{grid-template-columns:1fr}.nav nav>a:not(.btn){display:none}.cta{align-items:flex-start;flex-direction:column}.article{width:min(100% - 24px,980px)!important}}@media(max-width:520px){.wrap{width:min(100% - 22px,1180px)}.hero-grid{padding:38px 0}.hero h1{font-size:39px}.section{padding:22px 18px}.section h2{font-size:22px}.section p{font-size:14px}}